Terms of Service
Effective:
Important: These Terms of Service ("Terms") govern your access to and use of Mstahiki's website, services, and applications. By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.
1. Acceptance of Terms
By accessing or using Mstahiki ("we," "us," or "our") services, including but not limited to our job board, scholarship listings, business resources, and educational content (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms").
If you do not agree to these Terms, you may not use our Services. We reserve the right to modify these Terms at any time (see Section 12).
2. Description of Services
Mstahiki provides an online platform that:
- Connects job seekers with employers
- Lists scholarship and funding opportunities
- Offers business resources and networking
- Provides educational and research materials
- Publishes relevant news and articles
We may add, change, or remove features at our discretion. We do not guarantee the accuracy, completeness, or usefulness of any information on the platform.
3. User Accounts
Account Creation
To access certain features, you must register for an account. You agree to:
- Provide accurate and complete information
- Maintain the security of your credentials
- Promptly update any changes to your information
- Be responsible for all activities under your account
Account Types
We offer different account types:
- Basic Accounts: Free access to core services
- Premium Accounts: Enhanced features for paying subscribers
- Employer Accounts: For companies posting jobs
- Institutional Accounts: For scholarship providers
4. User Content
Users may post, upload, or submit content including:
- Job applications and resumes
- Scholarship applications
- Business listings
- Reviews and comments
Your Responsibilities
You retain ownership of your content but grant us a worldwide, non-exclusive license to use, display, and distribute it in connection with our Services. You warrant that:
- You have all necessary rights to the content
- It does not violate any laws or third-party rights
- It is accurate and not misleading
Our Rights
We may, but are not obligated to:
- Review, modify, or remove any content
- Disclose content to comply with legal obligations
- Use content for platform improvement
5. Prohibited Conduct
You agree not to use our Services to:
- Violate any laws or regulations
- Infringe intellectual property rights
- Post false or misleading information
- Harass, threaten, or discriminate against others
- Distribute viruses or malicious code
- Engage in fraudulent activities
- Scrape or collect data without permission
- Circumvent access restrictions
- Impersonate any person or entity
We reserve the right to investigate and take appropriate legal action against violations.
6. Intellectual Property
Our Content
All platform content (except user submissions) including:
- Text, graphics, logos
- Software, algorithms
- Design elements
are owned by or licensed to Mstahiki and protected by copyright and trademark laws.
Limited License
We grant you a limited, revocable, non-exclusive license to access and use our Services for personal, non-commercial purposes. You may not:
- Reproduce, modify, or create derivative works
- Distribute or commercially exploit content
- Use data mining or extraction tools
- Reverse engineer our systems
7. Payments and Refunds
Premium Services
Certain features require payment, including:
- Featured job postings
- Premium business listings
- Enhanced profile visibility
- Ad-free browsing
Payment Terms
- All fees are stated in USD (or local equivalent)
- Recurring subscriptions automatically renew
- Taxes are your responsibility
- We use third-party payment processors
Refund Policy
Refunds may be issued at our discretion for:
- Duplicate charges
- Service failures
- Within 14 days of purchase (for first-time subscribers)
To request a refund, contact [email protected].
8. Termination
Either party may terminate these Terms at any time:
- By You: Stop using our Services and delete your account
- By Us: We may suspend or terminate your access for violations
Upon termination:
- Your right to use Services immediately ceases
- We may retain some information as required by law
- Outstanding payments remain due
9. Disclaimers
Our Services are provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or reliability of content
- Uninterrupted or error-free service
We do not guarantee:
- Job placement or scholarship awards
- The quality or safety of opportunities listed
- The conduct of other users
10. Limitation of Liability
To the maximum extent permitted by law, Mstahiki and its affiliates shall not be liable for:
- Indirect, incidental, or consequential damages
- Lost profits or data
- Errors or omissions in content
- Unauthorized access to your data
- Conduct of third parties
Our total liability for any claim shall not exceed the amount you paid us in the past 12 months.
11. Governing Law
These Terms shall be governed by the laws of Tanzania, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Dar es Salaam.
For EU consumers, mandatory consumer protection laws of your country may apply.
12. Changes to Terms
We may modify these Terms at any time. We will notify you of material changes by:
- Posting a notice on our website
- Sending an email to registered users
- Updating the "Effective" date above
Your continued use after changes constitutes acceptance. Please review these Terms periodically.